We also consider it tragic to make a conscious decision (as opposed to being pressed into poverty by circumstance) to be a bum, begging and living under a freeway in cardboard boxes. The more libertarian among us would no doubt acknowledge a person’s 'right' to live as he wants, but even the libertarian has a nagging sense that this life is being wasted. By contrast, we look at someone like Mother Theresa or Jonas Salk, and applaud them for having accomplished something wonderful, having fulfilled something of their purpose in life.
Thank you for sharing your experience on this! I love how you break this subject down into organized, logical segments. Here’s where I think it can get complicated though: when fear causes procrastination. Most of us have some history of letting fear slow our progress down via putting things off/letting avoidance take over. My question to you is how do we know when we are using fear to avoid spiritual growth because we’re afraid of new things and letting the old go vs the fear you mention above? Is it the same type of fear?